Helping Over 1 Million UK Clients With PCP Claims
We’re here to guide you through your claim with expert legal support. Fully regulated, no win no fee, and always on your side.
Start Your ClaimSocial Housing Tenant Living with Disrepair?
Your landlord has a legal duty to keep your home safe and livable.
If they’ve failed to carry out repairs, you could be entitled to compensation.
No Win, No Fee
Legal Support
We believe access to justice shouldn’t come with financial stress. That’s why we offer a no win, no fee service on all claims
Our ServicesWhy Choose Courmacs Legal?
We’re here to support you every step of the way
SRA Regulated
Law Firm
We know how important it is for clients to trust the law firm they're making a claim with.
We’re proud to be authorised and regulated by the Solicitors Regulation Authority (SRA). This means you have the reassurance that your claim is being handled by a fully qualified law firm, working to strict professional and ethical standards.
End-to-End Representation
We don’t just pass your claim on — we stay with you every step of the way.
As a fully regulated law firm, we manage your claim from start to finish, including legal representation in court, if necessary.
No Win, No Fee
Claims
No win, no fee means you’re protected — if the claim doesn’t win, you won’t pay legal fees.
We work under a no win, no fee agreement. If your claim is unsuccessful, you won’t pay our legal fees. If your claim is successful, a capped percentage of your compensation will cover our costs. Your claim is protected by A.T.E legal expenses insurance if it does not succeed.
SRA Regulated
Law Firm
It’s important to trust the firm handling your claim. We’re authorised and regulated by the SRA, so you know your case is in safe, professional hands.
End-to-End Representation
We don’t just pass your claim on. As a regulated law firm, we handle your case from start to finish — including court representation if needed.
No Win, No Fee
Claims
You’re protected under our no win, no fee agreement. If your claim is successful, a capped fee is taken from your compensation. If not, insurance covers legal costs.
Our Popular Claim Services
Legal services designed to make claiming simple, affordable and stress-free.
Mis-Sold Car Finance Claims
PCP & HP Claims
Millions may have been mis-sold car finance before January 2021. Over 1.2 million have already started their claim with us — we can help you too.
Housing Disrepair Claims
Social Housing Tenants
If you’re living with damp, mould, leaks or other disrepair in a rented Council or Housing Association Home, we could help you take legal action.
Our Other Legal Services
We also work on a range of consumer and mis-selling claims, such as mis-sold pensions, mis-sold business energy contracts, and undisclosed commissions.

Getting Started: 3 Easy Steps
Getting the compensation you deserve doesn’t have to be complicated. Here’s how we can make it simple for you:
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Step 1: Your Claim is Logged
We confirm your details and open your claim file, ready for review by our legal team.
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Step 2: Your Claim is Reviewed
Whether it's car finance or housing disrepair, we carry out the relevant checks, surveys or document reviews to prepare your case.
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Step 3: We Keep You Informed
You’ll receive updates at key stages of the process. You can reach out to our team at any time if you need support.
Getting Started: 3 Easy Steps
Getting the compensation you deserve doesn’t have to be complicated. Here’s how we can make it simple for you:
-
Step 1: Your Claim is Logged
We confirm your details and open your claim file, ready for review by our legal team.
-
Step 2: Your Claim is Reviewed
Whether it's car finance or housing disrepair, we carry out the relevant checks, surveys or document reviews to prepare your case.
-
Step 3: We Keep You Informed
You’ll receive updates at key stages of the process. You can reach out to our team at any time if you need support.
Frequently Asked Questions
Need to know more? Here are the answers to our most frequently asked questions.
Once you’ve signed up, we’ll confirm your details and begin preparing your claim. You’ll receive a confirmation email and regular updates as we progress.
We totally get it, legal documents can be hard to follow. If there’s anything you’re unsure about, just get in touch. Our team is here to explain everything clearly, without the legal jargon.
We want you to feel confident and informed at every stage.
Each claim is different and depends on how much information we have, or how responsive the defendant is. We’ll always keep you updated at key stages.
When you sign up, you have a 14-day cooling-off period to decide whether you’d like to continue with your claim or cancel. This gives you time to consider your options before proceeding.
If you choose to cancel after the 14-day period, you may be liable to fees as our insurance does not cover cancellations made part-way through the process.
Your cooling-off period starts from the date you signed up, which is shown on the agreement we sent you.
We work on a No Win, No Fee basis, which means you won’t pay our legal fees if your claim doesn’t succeed. Our work is backed by insurance, so if your claim is unsuccessful, you’re protected.
If your claim is successful, our agreed fee (plus VAT) will be deducted from your compensation before it’s paid to you.
The only time you may be liable for costs is if you cancel your claim after the 14-day cooling-off period, without allowing us to continue the process.
Latest Blog & News Posts
Read our latest updates and news articles below

FCA PCP Announcement – Here’s Why Martin Lewis is Wrong
Following the FCA’s car finance announcement, we explain why Martin Lewis’s take might be missing the bigger picture. Here’s what

Crucial 3rd April Supreme Court Hearing Shakes Car Finance
The Supreme Court has concluded a major hearing on hidden car finance commissions. A decision that could reshape the industry

Undisclosed Commission PCP Claims – Supreme Court Ruling
A major Supreme Court ruling has strengthened the case for drivers mis-sold car finance. If your dealer hid a commission,
Ready to Start Your Claim?
Join over 1.2 million clients who are already claiming back what they are owed.