Blackhorse Questions – Courmacs Legal Ltd

Blackhorse

First Name

Last Name

Did the Car Dealership tell you that they had been given discretion by the Lender to choose an interest rate based on the rate that gave them the highest rate of commission?

Yes

Maybe

Don't Know

If you had been made aware that a commission was being paid to the Car Dealership and that this commission was causing you to pay a higher rate of interest on your agreement than was necessary, with the Lender having been prepared to provide you with a lower interest rate, would you have still entered into the finance agreement at the rate that was offered?

Yes

Maybe

Don't Know

Was it ever pointed out to you by the Car Dealership that a commission would be paid to them on your taking out the finance agreement?

Yes

Maybe

Don't Know

Were you asked to read the terms and conditions in respect of the finance agreement?

Yes

Maybe

Don't Know

Did you believe that the Car Dealership was making their profit from the sale of the vehicle to you?

Yes

Maybe

Don't Know

Were you aware that the Car Dealership would be earning a commission from the Lender when they sold the car to you?

Yes

Maybe

Don't Know

Were you advised by the Car Dealership that you were getting the best deal available to you?

Yes

Maybe

Don't Know

Did you believe the Car Dealership was searching from a range of Lenders to find a finance deal that was available to you?

Yes

Maybe

Don't Know

Following a recent landmark ruling by the Courts, we consider that you may also now be entitled to compensation for any commission that may have been paid if you took out any other products when you entered into the finance agreement.

In order for us to carry out an assessment as to whether you may be entitled to further compensation, please confirm whether you took out any of the following when you took out your car finance agreement: -

GAP Insurance

Yes

Not sure

Paint Protection

Yes

Not sure

Windscreen Cover

Yes

Not sure

Tyre Cover

Yes

Not sure

Warranty Cover

Yes

Not sure